When you are looking for a private tutor for your child, it is important to make sure that they have the right insurance. This will help to protect you and your child in case of an accident or incident.
There are two types of insurance that are important for private tutors:
- Public liability insurance protects the tutor against legal liability following an injury to a student or damage to third party property. For example, if a tutor accidentally knocks a drink onto a student’s laptop or phone, it can cost hundreds of pounds to repair the damage, unless they have adequate insurance.
- Professional indemnity insurance protects the tutor against claims of professional negligence. This could include claims that the tutor has made a mistake in their teaching, for example if they followed the wrong curriculum and cost a student their A-level grades so they couldn’t get into university.
Not all private tutors have insurance, and this can be a major risk. If a tutor does not have insurance and an accident occurs, you could be left footing the bill.
That is why it is important to ask tutors for proof of insurance before you hire them. You can ask to see their public liability insurance certificate and their professional indemnity insurance certificate.
If a tutor is unwilling to show you their insurance certificates, this is a red flag. It is best to find a tutor who is willing to take the necessary steps to protect you and your child.
How to Choose a Tutor with Insurance
When you are looking for a private tutor, here are some tips for choosing a tutor with insurance:
- Ask the tutor if they have public liability insurance and professional indemnity insurance.
- Ask to see the tutor’s insurance certificates.
- Choose a tutor who is willing to share their insurance information with you.
- Hire a tutor from an agency that has full legal coverage for their tutors.
How Home-School Tutoring Protects You and Your Child
All tutors with Home-School Tutoring Sussex and Kent have both public liability insurance and professional indemnity insurance. This means that you can be confident that your child is in good hands when they are being tutored by one of our tutors.
In addition to insurance, we also take other steps to protect you and your child, such as:
- Conducting background checks on all tutors.
- Providing a comprehensive child protection and safeguarding policy which all tutors must acknowledge.
- Ensuring that all tutors are qualified and experienced.
We are committed to providing you with peace of mind when you hire a tutor from Home-School Tutoring. We know that your child’s safety is your top priority, and we take that responsibility very seriously.